.buydown-story { margin-top: 52px; padding-top: 42px; border-top: 1px solid var(--line); }
.story-jump { margin-bottom: 24px; min-height: 44px; font-size: 14px; gap: 15px; }
.story-heading { display: flex; align-items: end; justify-content: space-between; gap: 36px; margin-bottom: 28px; }
.story-heading .eyebrow { color: var(--copper); margin-bottom: 12px; }
.story-heading h3 { font-size: clamp(32px, 3.2vw, 44px); line-height: 1.12; }
.story-heading > p { max-width: 370px; font-size: 15px; line-height: 1.7; }
.story-layout { display: grid; grid-template-columns: minmax(0, 1.9fr) minmax(270px, 1fr); gap: 28px; align-items: start; }
.story-film { min-width: 0; }
.story-screen { position: relative; overflow: hidden; border: 1px solid #cecfc1; border-radius: 16px; background: var(--paper); box-shadow: 0 12px 36px #223c3409; }
.story-screen video { display: block; width: 100%; aspect-ratio: 16/9; object-fit: contain; background: var(--paper); }
.story-screen.is-portrait video { aspect-ratio: 4/5; }
.story-start { display: flex; align-items: center; gap: 12px; position: absolute; left: 5%; bottom: 5%; border: 0; border-radius: 100px; padding: 10px 21px 10px 10px; color: var(--ivory, #fffdf8); background: var(--ink); box-shadow: 0 7px 20px #223c3425; text-align: left; max-width: 90%; }
.story-start:hover { background: #314f42; transform: translateY(-2px); }
.story-start:focus-visible { outline-offset: -4px; outline-color: #eac9b4; }
.story-start strong { display: block; font-size: 14px; font-weight: 600; line-height: 1.4; }
.story-start small { display: block; color: #d1dacb; font-size: 14px; margin-top: 3px; line-height: 1.4; }
.story-play-icon { display: grid; place-items: center; flex: 0 0 43px; width: 43px; height: 43px; border-radius: 50%; background: #fffdf81c; font-size: 15px; padding-left: 2px; }
.story-toolbar { display: flex; align-items: center; flex-wrap: wrap; gap: 6px; margin-top: 8px; }
.story-toolbar > span { margin-right: auto; font-size: 14px; color: var(--muted); }
.story-toolbar button { display: flex; gap: 6px; align-items: center; min-height: 44px; padding: 8px; border: 0; background: transparent; font-size: 14px; color: var(--ink); }
.story-toolbar button[aria-pressed="true"] { text-decoration: underline; text-underline-offset: 5px; }
.story-chapters { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 6px; margin-top: 8px; }
.story-chapters button { border: 1px solid var(--line); border-radius: 6px; background: transparent; color: var(--ink); padding: 8px 4px; font-size: 14px; line-height: 1.4; min-height: 44px; }
.story-chapters button:hover, .story-chapters button[aria-current="step"] { background: var(--ink); color: var(--white); border-color: var(--ink); }
.story-video-description { margin-top: 12px; color: var(--muted); font-size: 14px; line-height: 1.65; }
.story-playback-status { font-size: 14px; color: var(--copper); line-height: 1.6; margin-top: 10px; }
.story-playback-status:empty { display: none; }
.story-takeaway { padding: 25px; border-radius: 14px; background: #e8eadd; }
.story-cast { display: flex; align-items: center; margin-bottom: 22px; }
.story-cast img { display: block; width: 43px; height: 43px; flex-shrink: 0; margin-left: -9px; }
.story-cast img:first-child { margin-left: 0; }
.story-cast span { margin-left: 10px; font-size: 14px; line-height: 1.5; color: var(--muted); }
.story-key-numbers { margin: 0; }
.story-key-numbers > div { padding-block: 14px; border-top: 1px solid #cad1c0; }
.story-key-numbers dt { font-size: 15px; line-height: 1.5; }
.story-key-numbers dd { margin: 6px 0 0; font: 32px/1.15 var(--serif); letter-spacing: -0.035em; color: var(--ink); }
.story-key-numbers small { display: block; font: 14px/1.6 var(--sans); letter-spacing: 0; margin-top: 5px; color: var(--muted); }
.story-conditional { font-size: 15px; line-height: 1.7; margin-top: 8px; }
.story-takeaway .text-link { margin-top: 20px; font-size: 15px; min-height: 44px; }
.story-breakdown { margin-top: 25px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.story-breakdown > summary { display: flex; align-items: center; justify-content: space-between; gap: 18px; padding-block: 21px; cursor: pointer; list-style: none; font-size: 15px; color: var(--ink); font-weight: 600; }
.story-breakdown > summary::-webkit-details-marker { display: none; }
.story-breakdown > summary::after { display: none; }
.story-breakdown > summary span { transition: transform .2s; font-size: 24px; font-weight: 400; }
.story-breakdown[open] > summary span { transform: rotate(45deg); }
.story-breakdown-content { padding-bottom: 28px; max-width: 980px; font-size: 15px; line-height: 1.8; }
.story-breakdown-content > p { margin-top: 16px; }
.story-breakdown-content .story-fixed-example { margin: 0 0 24px; font-size: 14px; color: var(--muted); }
.story-steps { padding-left: 22px; margin: 0; }
.story-steps li { padding-left: 9px; margin-bottom: 24px; }
.story-steps li::marker { color: var(--copper); font-weight: 700; }
.story-steps h4 { margin: 0 0 7px; font-size: 17px; color: var(--ink); }
.story-refinance-math { padding: 22px; border: 1px solid var(--line); border-radius: 10px; background: var(--white); }
.story-refinance-math > div { display: flex; align-items: baseline; justify-content: space-between; gap: 20px; padding-block: 9px; }
.story-refinance-math > div > strong { font-size: 22px; white-space: nowrap; font-weight: 500; }
.story-refinance-math > div:nth-child(2) > strong { color: var(--copper); }
.story-refinance-math > div:last-child { border-top: 1px solid var(--line); margin-top: 12px; padding-top: 18px; color: var(--ink); font-weight: 600; }
.story-breakdown-content .story-assumptions { font-size: 13px; color: var(--muted); }
.story-transcript { margin-top: 20px; font-size: 14px; }
.story-transcript summary { cursor: pointer; min-height: 44px; padding-block: 10px; }
.story-transcript p { margin-top: 15px; }
.buydown-story [hidden] { display: none !important; }
.story-screen video::cue { background: #172d26ed; color: #fffdf8; font-family: Arial, sans-serif; }
@media (max-width: 1050px) {
  .story-layout { grid-template-columns: minmax(0,1.7fr) minmax(255px,1fr); gap: 20px; }
  .story-heading { align-items: start; flex-direction: column; gap: 16px; }
  .story-heading > p { max-width: 620px; }
  .story-takeaway { padding: 20px; }
}
@media (max-width: 760px) {
  .buydown-story { margin-top: 36px; padding-top: 32px; }
  .story-layout { grid-template-columns: 1fr; gap: 25px; }
  .story-heading h3 { font-size: 36px; }
  .story-heading > p { font-size: 16px; }
  .story-takeaway { padding: 24px; }
  .story-key-numbers dt, .story-conditional { font-size: 15px; }
  .story-key-numbers dd { font-size: 36px; }
  .story-cast span, .story-key-numbers small, .story-video-description { font-size: 14px; }
  .story-takeaway .text-link { font-size: 15px; }
  .story-breakdown > summary, .story-breakdown-content { font-size: 16px; }
  .story-steps { padding-left: 19px; }
  .story-breakdown-content .story-assumptions, .story-transcript { font-size: 14px; }
  .story-refinance-math { padding: 16px; }
  .story-refinance-math > div { gap: 12px; }
  .story-refinance-math > div > span { font-size: 14px; }
  .story-refinance-math > div > strong { font-size: 20px; }
  .story-screen.is-portrait .story-start { bottom: 8%; left: 6%; }
  .story-start strong { font-size: 14px; }
  .story-start small { font-size: 12px; }
  .story-toolbar { flex-wrap: wrap; }
  .story-toolbar > span { font-size: 14px; }
}
@media (prefers-reduced-motion: reduce) {
  .buydown-story *, .buydown-story *::before, .buydown-story *::after { scroll-behavior: auto; transition: none !important; }
}